Meet the Team
Malek Mroueh
CEO & Principal Consultant
TBA
TBA
Malek Mroueh brings over 30 years of experience in the card and payments industry to MSQ, having undertaken several leadership roles throughout his distinguished career. His in-depth knowledge of global payment landscapes has been developed through living and working across multiple continents, including the UK, Cyprus, Malaysia, and Dubai.
As the founder and CEO of MSQ, Malek is based in Dubai when not traveling to meet clients wherever they are globally. Previously, he served as Regional General Manager for the Asia, Middle East, and Africa region at TSYS, one of the world's largest payment processors.
M.Eng in Microelectronics, Middlesex University, UK
B.Eng in Microelectronics, Middlesex University, UK
Payment Solution Design
Comprehensive expertise in designing and architecting payment solutions that meet complex business requirements while ensuring scalability and compliance.
Market Development
Proven track record in market expansion strategies, having successfully launched payment services across diverse geographic regions and market segments.
Payment Cards Consulting
Deep expertise in payment card ecosystems, including issuing, acquiring, processing, and compliance across multiple card schemes and markets.
Digital Payment Innovation
Extensive knowledge of digital payment channels, mobile payments, and emerging technologies transforming the payments landscape.
International Payment Systems
Comprehensive understanding of international payment regulations, cross-border transactions, and multi-market compliance requirements.
System Integration
Technical expertise in complex system integrations, API development, and modernization of legacy payment infrastructure.
Malek is a passionate speaker at international conferences and events, frequently representing the industry's perspective on emerging payment trends. His particular interests include financial inclusion, embedded finance, and the practical application of blockchain technologies in payment systems.
Financial Inclusion
Advocating for payment solutions that expand financial access and inclusion, particularly in underserved markets and emerging economies.
Embedded Finance
Exploring innovative approaches to integrate financial services seamlessly into non-financial platforms and customer journeys.
Blockchain Applications
Investigating practical applications of blockchain technologies in payment systems, focusing on real-world implementation and benefits.
Malek's international experience spans multiple continents and diverse market environments:
United Kingdom
Extensive experience in the UK market, including regulatory compliance, payment innovation, and fintech ecosystem development.
Cyprus
Deep understanding of European payment regulations and cross-border payment solutions within the EU framework.
Malaysia
Comprehensive knowledge of Southeast Asian payment markets, including mobile money, digital wallets, and emerging payment technologies.
Dubai, UAE
Strategic location serving as the hub for Middle East and Africa operations, with deep regional market knowledge and regulatory expertise.
Malek is available for various speaking and advisory opportunities:
Conference Speaking
Industry conference keynotes and panel discussions on payment innovation, market trends, and technology developments.
Executive Briefings
Private briefings for executive teams on payment strategy, technology selection, and market positioning.
Advisory Board Positions
Strategic advisory roles for fintech companies, payment processors, and financial institutions seeking expert guidance.
Market Entry Guidance
Strategic consulting for companies looking to enter new markets or launch new payment services.
MSquared Consultancy maintains relationships with a carefully selected network of industry experts, technologists, and regulatory specialists to ensure our clients receive comprehensive support across all aspects of their payment transformation initiatives.
Our advisory network includes former executives from major payment companies, regulatory experts, and technical specialists who contribute their expertise on complex engagements when specialised knowledge is required.
Industry Veterans
Former executives from leading payment companies providing strategic insights and industry connections.
Technical Specialists
Expert technologists specialising in payment systems architecture, security, and emerging technologies.
Regulatory Experts
Specialists in payment regulations across multiple jurisdictions, ensuring compliance and risk management.
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