MSquared Consultancy

Your specialised consultancy and advisory service dedicated to advancing financial services through innovative payment solutions

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We exist to bridge the gap between traditional financial services and the rapidly evolving payment ecosystem. Our mission is to empower organisations with the strategic insights, technical expertise, and implementation guidance needed to thrive in the digital economy.

We exist to bridge the gap between traditional financial services and the rapidly evolving payment ecosystem. Our mission is to empower organisations with the strategic insights, technical expertise, and implementation guidance needed to thrive in the digital economy.

Our work is grounded in integrity, with honest and objective advice that puts clients first. We value innovation, using fresh thinking and emerging technology to tackle complex payment challenges. We hold ourselves to a high standard of excellence in everything we deliver, and we believe in partnership, working side by side with clients to build trusted, long-term relationships and shared success.

Our approach is grounded in reality, not theory.

We work as thinking partners to leadership teams, taking the time to understand the real constraints, pressures, and trade-offs behind each decision. Advice is practical, clear, and built to be used, not admired.

We balance senior-level experience with humility. Rather than dictating answers, we facilitate clarity, challenge assumptions, and help leaders reach decisions they own and can execute.

Everything is outcomes-driven. We focus on what will genuinely move the business forward, cutting through noise, prioritising what matters, and translating complexity into plain English and concrete next steps.

We take a long-term view. The goal is sustainable growth, stronger leadership capability, and decisions that hold up over time, not short-term wins that create future problems.

In short, we help leaders think better, decide faster, and act with confidence in the real world.

We are different because we stay focused on what matters. We work exclusively in financial services and payments, which gives us real depth rather than surface-level insight. Our experience spans multiple markets, allowing us to see patterns, risks, and opportunities across borders, not just within one geography. We remain technology agnostic, recommending solutions based on what works for your business, not on vendor ties or preferred platforms. Above all, we are results-driven. Every engagement is anchored to clear outcomes, with accountability built in from day one, so progress is measurable and impact is real.

Our experience spans the Middle East, Africa, Asia Pacific, Europe, and the UK, giving us a practical global view of how payments really work across markets. We understand local payment behaviours, regulatory requirements, and cultural nuances, from Islamic banking frameworks and emerging economies to open banking, PSD2, and mature financial systems. This breadth is matched by deep cross-border expertise, allowing us to design and advise on international payment flows, correspondent banking, and multi-currency models with clarity and confidence.

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